Lombard Debt Division Lawyers | Joliet Divorce Attorneys | Kane County
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Mevorah & Giglio Law Offices
DuPage County Debt Division Attorneys


900 E. Roosevelt Road, Lombard, IL 60148

Phone: 630-932-9100


134 N. Bloomingdale Road, Bloomingdale, IL 60108

Phone: 630-529-4761


1730 Park Street, Suite 202, Naperville, IL 60563

Phone: 630-420-1000

DuPage County Debt Division Attorneys

Divorce Lawyers for Debt Division Serving Bloomingdale, Naperville, St. Charles, and Lombard

During a divorce, particularly one in which there is substantial household debt, debt division can become just as important as property and asset division. As with assets, debts incurred during the marriage should be divided in a fair and equitable manner. To ensure your interests are protected during this process, it is important to work with an experienced family law attorney.

At Mevorah & Giglio Law Offices, we have provided skilled representation to clients going through divorce in Chicagoland and throughout Illinois for over 40 years. Our award-winning attorneys have extensive experience with even the most complicated divorces involving challenging issues such as bankruptcy, retirement accounts and pensions, tax consequences, and similarly complex issues.

We are recognized not only for our skill and experience, but for our unwavering dedication to serving the interests of our clients. Our lawyers are honest, compassionate, accessible, and approachable. We keep extended evening and weekend hours to accommodate your busy schedule, and we respond quickly to all client questions and concerns so you are always kept informed on the status of your case.

Debt Division in Illinois

When a marriage is dissolved, jointly held debts can be divided among the divorcing spouses. These include:

  • Home mortgages
  • Auto loans
  • Debt from jointly owned businesses
  • Jointly held lines of credit (secured or unsecured)
  • Jointly held credit cards

In general, loans and credit cards taken out during the marriage are subject to equitable division between spouses. However, if one spouse has run up high balances on one or more jointly held accounts, some special considerations may apply. This type of activity may be considered dissipation of marital assets, and even though the names of both spouses may be on the loan or credit card, the court may assign the debt to the spouse responsible for incurring it.

Another factor the court takes into account is the income of both spouses. For example, if one spouse earns the majority of the couple's income, and the other is a stay-at-home parent, the court may assign the majority of the debt to the spouse who is in the better financial position, regardless of who is primarily responsible for incurring the debt.

As with marital assets, there is always the possibility one spouse is concealing certain debts during the divorce proceeding. The problem often occurs later on if the spouse with the hidden debt fails to keep up the payments. If both names are on the account, the other spouse may be held responsible and face future collection actions, even if they had no prior knowledge of the debt. During the discovery process, our lawyers will perform a thorough investigation to uncover hidden assets and debts so there are no surprises later on.

Debt division is among the most complex issues in a divorce proceeding. There are many factors used to determine the distribution of assets and debts, and it is essential to have strong legal counsel aggressively advocating on your behalf. For a free consultation with one of our experienced and compassionate Illinois divorce attorneys, contact our office today at 630-932-9100630-932-9100. We have 3 convenient offices to serve you, including Lombard, Bloomingdale, Naperville and St. Charles.

  • DuPage County Divorce Lawyers
  • Elite Lawyer
  • National Association of Distinguished Counsel
  • Top 40 Under 40
  • 2015 Top 40 Lawyers Under 40
  • Super Lawyers
  • Better Business Bureau

Let us start helping you with a FREE initial consultation.

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From Our Family Law Blog

One Stop For All Your Legal Needs

Whether you are going through a divorce, injured in an accident, need to file a workers' compensation claim, charged with a crime, immigrating to the United States, or need to file for bankruptcy, Mevorah & Giglio Law Offices can help. Our trial lawyers have over 40 years of experience helping clients throughout Northern Illinois from 3 offices in Lombard, Bloomindale, and Naperville.

Steven Mevorah has assembled experienced attorneys under one roof so that his clients need not search for a new attorney each time they need help. Mr. Mevorah has also established a wide network of additional attorneys so that his clients merely need to stop by Mevorah & Giglio Law Offices to find the attorney they need.

Client Focused Representation

Our practice is focused on meeting your needs with flexible hours and locations to serve you:

  • Free initial consultations
  • Saturday and evening appointments available
  • Home and hospital visits if your injuries prevent you from traveling
  • Multiple locations throughout Chicagoland
  • Veteran trial attorneys
  • Experienced negotiators
  • Payment plans available
  • Cash, check, or credit card accepted