Dealing With An “At Fault” Uninsured Driver

 Posted on December 30, 2016 in Personal Injury

Nothing is more stressful than being involved in a car accident. The damage to your vehicle, injury to yourself and your passengers, and the ongoing mental anxiety of getting back behind the wheel are all situations that you may experience. Once the initial impact has passed and the details are being assessed by the first responders, the issue of who caused the accident, or who was at fault, must be determined.

If it turns out the other driver was at fault and does not have insurance, where does that leave you? How will you recover from your injuries and/or damage to your car?

Many people do not know what rights they have until it is too late. Seek the professional help of a personal injury attorney who will advise you of your rights and work diligently to see that you are compensated for your injuries and losses.

Car Insurance Companies Avoiding Payouts

The Insurance Research Council estimates that one driver out of every eight drivers in the United States is currently uninsured. That equates to about 30 million nationwide. To know that you might be sharing the road with such a driver, and that accidents are so prevalent, this statistic is worrisome.

Across several states, insurance companies are now requiring drivers have “uninsured motorist coverage” as part of their own policy. This is to help with the costs associated of being in an accident with an uninsured driver who caused the accident.

Under Illinois law, liability insurance policies automatically include uninsured motorist coverage at the legal minimum requirements for bodily injury or death. These costs pertain to medical costs to treat your injuries, pain and suffering, and lost wages. Further to this, property damage insurance can also be purchased which would help in the costs to repair damage to your own car and any other property damage.

In the event that you are involved in an accident with an uninsured driver, there is a chance your own insurance company might skimp out on paying you a suitable amount for your injuries. It is important that you receive compensation. Still, that amount, if insufficient, can be challenged. This is where legal counsel is advisable.

Experienced Legal Minds

Communications with large corporations can be like a David and Goliath situation. Insurance companies are no exception. Therefore, if you are involved in a serious car accident and you were NOT at fault, the uninsured motorist coverage of your policy kicks in. But here is where it gets tricky: the insurance company might make a lowball or minimum offer. You are entitled to receive compensation from your insurer and we can help. Mevorah & Giglio Law Offices have 4 Chicago-area offices to serve your needs. We are personal injury law firm with a proven track record of success and will fight to win your just compensation. Contact our skilled DuPage County personal injury attorneys today.