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DuPage County personal injury lawyerWhen we think about someone being hurt in a car crash, fall accident, dog attack, or another injurious event, our first thoughts are often on the physical injuries the individual sustained. The physical pain and discomfort caused by an injury are certainly valid concerns, but they are not the only negative consequences of a serious injury. It is important not to lose sight of the fact that an injury can also have profound effects on a victim's ability to work and earn an income.

In Illinois, lost income and reduced earning capacity are both considered "economic damages" that can be recovered in a personal injury claim.

What is the Difference Between Lost Income and Reduced Earning Capacity?

The terms "lost income" and "reduced earning capacity" are often used interchangeably, but they actually refer to two different types of economic damages.

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Naperville divorce attorneyRetirement is usually a lifelong endeavor; people work for decades, looking forward to the time when they can finally quit their job and pursue a life of travel and hobbies. The prospect of divorce can be especially concerning for adults who are nearing retirement age because it begs a host of difficult questions: How much of my retirement will I lose? What kind of home can I afford to live in on my own? Will I be able to retire at all?

The answers to these questions vary for every divorcing spouse, but rest assured that whatever complications your case may present, having an experienced attorney on your side will result in a better outcome than if you decide to represent yourself.

How Are Retirement Plans Treated in an Illinois Divorce?

In addition to the fact that liquid assets and real estate must be divided, retirement plans must also be included as part of the divisible marital estate (unless they are protected by a prenuptial or postnuptial agreement). However, spouses can divide their entire marital estate however they want - as long as both spouses agree. This means that, while you can divide your retirement accounts, you do not necessarily have to.

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Illinois personal injury lawyerExperts generally agree that distracted driving is one of the most common causes of car crashes in Illinois and across the rest of the United States. The National Highway Traffic Safety Administration estimates that over 3,000 people are killed every year because of distracted driving. Tragically, many of those deaths were people who were driving or otherwise acting safely but were struck by a distracted driver and killed.

Even when distracted driving accidents do not cause fatalities, they can still cause serious injuries. If you or a family member have been hurt in a car crash because another driver was eating, talking on the phone, texting, or doing some other activity that took their attention away from the road, you may be able to pursue compensation for your injuries.

Common Accidents That Result From Distracted Driving

Many people think they can multitask safely while they drive. After all, a quick text response may seem to only take a couple of seconds. Unfortunately, the statistics say otherwise - and, in fact, when a car is traveling at high speeds, the few seconds it takes to send a text may mean a car ends up several hundred feet further than it was when the texting began.

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Lombard immigration lawyerPeople who come to the United States may not have done so because they are looking for love, but they very often find it. When someone is in the United States legally, whether on a tourist visa, student visa, or work visa, they may find someone they want to spend their life with and decide to get married. When this happens, the visa holder and their spouse will need to go through an Adjustment of Status process to get the foreign spouse a Green Card.

Because getting married is one of the easier paths to getting a Green Card (and therefore citizenship), U.S. Citizenship and Immigration Services (USCIS) is very sensitive to the potential for fraud in these cases. It is important, therefore, to have an immigration attorney who can help you carefully prepare your application and get ready for the notoriously difficult Marriage Green Card interview.

Preparing for a Marriage Green Card Interview

The interview itself is the last step in the initial Green Card application process. Before you schedule the interview, you will need to fill out a significant amount of paperwork, including proof that your relationship and marriage are legitimate. Such proof can include:

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DuPage County divorce lawyerThe financial stresses of getting divorced are usually centered around property division, child support, and alimony. One other important part of divorce that should not be overlooked is health insurance coverage and what happens to a spouse who is covered by their partner’s insurance after the divorce is finalized.

Health insurance is vital, especially as the cost of medical care continues to rise. If you are considering divorce, you need to prepare yourself for the future by understanding your options regarding health insurance and whether you need to take steps now to find alternative coverage.

Spousal Health Insurance After Divorce

Insurance companies and employers allow couples to remain on each other’s insurance policies, even after divorce, because of the Consolidated Omnibus Budget Reconciliation Act (COBRA). This allows you to buy the same insurance coverage through the same company that insured you while you were married. Your spouse will still have to be insured at the time of the divorce, and they must notify their employer after the divorce is finalized so the insurance company can send you the information you need to manage your coverage. It is essential to manage insurance matters in a timely and detail-oriented manner because small mistakes can leave you without coverage.

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